Credit Reporting and Debt Collection Services in New Zealand - Market Research Report

Credit Reporting and Debt Collection Services industry trends (2014-2019)

poll Average industry growth 2014–2019: 16.4%

The Credit Reporting and Debt Collection Services industry has faced volatile trading conditions over the past five years. The industry can be broadly broken down into two key operating areas: debt collection services and credit reporting services. Debt collectors provide account collection, debt and bill collection services, and repossession services. Credit agencies provide credit reporting, credit rating and credit investigation services. A range of factors have influenced the industry's performance over the past five years. These factors include the national unemployment rate, the number of housing transfers, insolvency volumes, the willingness of consumers and businesses to fund purchases with debt, and their ability to meet debt obligations. T...
lock
Purchase this report or a membership to unlock our full summary for this industry.

Credit Reporting and Debt Collection Services industry outlook (2019-2024)

poll Average industry growth 2019-2024: x.xlockPurchase this report or a membership to unlock the average company profit margin for this industry.

The Credit Reporting and Debt Collection Services industry is forecast to continue growing over the next five years, albeit at a slower rate than over the past five years. As the industry continues to mature and consolidate, revenue volatility is also anticipated to ease over the period. Industry revenue is projected to rise at an annualised X.X% over the five years through XXX-XX, to $XX.X million. Key drivers Demand for credit reporting services is forecast to weaken over the next five years, weighing on industry performance. A rise in both the national unemployment rate and the cash rate over the period are projected to make consumers more cautious about borrowing to make large purchases. While consumer sentiment is anticipated to rise slightly...
lock
Purchase this report or a membership to unlock our full summary for this industry.

Credit Reporting and Debt Collection Services industry statistics

  • attach_money Market Size: $113m
  • business Number of Businesses: 172
  • poll Average Industry Profit Margin: x.x%
    lock
    Purchase this report or a membership to unlock the average company profit margin for this industry.
  • supervisor_account Industry Employment: 822

Biggest companies in the Credit Reporting and Debt Collection Services industry

The companies holding the largest market share in the Credit Reporting and Debt Collection Services in New Zealand industry include Baycorp Holdings (NZ) Limited, Equifax New Zealand Holdings, Turners Automotive Group Limited and illion New Zealand Limited.

  • pie_chart Baycorp Holdings (NZ) Limited Market Share: x.x%
    lock
    Purchase this report or a membership to unlock our full summary for this industry.
  • pie_chart Equifax New Zealand Holdings Market Share: x.x%
    lock
    Purchase this report or a membership to unlock our full summary for this industry.
  • pie_chart Turners Automotive Group Limited Market Share: x.x%
    lock
    Purchase this report or a membership to unlock our full summary for this industry.
  • pie_chart illion New Zealand Limited Market Share: x.x%
    lock
    Purchase this report or a membership to unlock our full summary for this industry.

What is Credit Reporting and Debt Collection Services industry?

Industry Definition

Industry operators primarily compile information on an individual or business’s credit or employment history, and a vehicle’s legal status. Firms that provide debt collection and repossession services are also included in the industry.

Industry Products and Services

  • Purchased debt collection
  • Contingent debt collection services
  • Credit reporting services
  • Other services
  • All Others

Industry Activities

  • Credit rating services
  • Credit reporting
  • Credit investigation services
  • Debt collection services
  • Account collection services
  • Bill collection services
  • Repossession services
  • Collection agency operation

Market research report - table of contents

Industry Definition

Industry operators primarily compile information on an individual or business’s credit or employment history, and a vehicle’s legal status. Firms that provide debt collection and repossession services are also included in the industry.

Main Activities

  • Credit rating services
  • Credit reporting
  • Credit investigation services
  • Debt collection services
  • Account collection services
  • Bill collection services
  • Repossession services
  • Collection agency operation

Similar Industries

Additional Resources

Industry Statistics Snapshot

Industry Structure

Executive Summary

Key External Drivers

The national unemployment rate affects demand for debt collection services. A low unemployment rate typically correlates with positive economic conditions...
lock
Purchase this report or a membership to unlock the full breakdown of the key external drivers in this industry.
National unemployment rate
Cash rate
Number of property transfers
Ratio of credit card debt to discretionary income

Current Performance

Debt collection services
Regulatory factors
Industry participation and structure
 Chart: Revenue Growth

Industry Outlook

Regulatory changes
Industry structure
 Table: Credit Reporting and Debt Collection Services in New Zealand - Market Research Report Industry Revenue Outlook

Industry Life Cycle

Life Cycle Reasons
 Chart: Benchmarking - Credit Reporting and Debt Collection Services in New Zealand - Market Research Report Industry Lifecycle vs The Economy

Supply Chain

Key Buying Industries

Banking in New Zealand
Wireless Telecommunications Carriers in New Zealand
Electricity Retailing in New Zealand
Consumers in New Zealand



Key Selling Industries

Internet Service Providers and Web Search Portals in New Zealand
Computer and Computer Peripheral Retailing in New Zealand
Data Processing and Web Hosting Services in New Zealand




Products & Services

The Credit Reporting and Debt Collection Services industry has three main service segments: purchased debt collections, contingent debt collections and cr...
Commercial firms
Other firms and households
Government agencies
Utility and telecommunications firms


Demand Determinants

Demand for the Credit Reporting and Debt Collection Services industry is influenced by a range of economic factors. These factors include interest rates, ...
lock
Purchase this report or a membership to unlock the full analysis of the demand determinants in this industry.

Major Markets

Commercial firms
Other firms and households
Government agencies
Utility and telecommunications firms



 Chart: Major Market Segmentation for the Credit Reporting and Debt Collection Services in New Zealand - Market Research Report Industry

International Trade

Business Locations

Chart: Business Locations by State Chart: Business Locations by State

Market Share Concentration

The Credit Reporting and Debt Collection Services industry displays moderate market share concentration. The industry's four largest players are expected ...
lock
Purchase this report or a membership to unlock the full analysis of the market share concentration in this industry.

Key Success Factors

Cost Structure Benchmarks

Profit, Purchases, Wages, Other Costs
 Chart: Cost Structure Benchmarking – Sector vs Credit Reporting and Debt Collection Services in New Zealand - Market Research Report

Basis of Competition

Internal competition
External competition

Barriers to Entry

 Table: Barriers to Entry Checklist for the Credit Reporting and Debt Collection Services in New Zealand - Market Research Report Industry

Industry Globalization

Baycorp Holdings (NZ) Limited is a foreign-owned company that provides credit reporting and debt collection services. Established in 1956, Baycorp was pre...
lock
Purchase this report or a membership to unlock the full analysis of the major players in this industry.

Baycorp

 Table: Baycorp - financial performance

Equifax

 Table: Equifax - financial performance

Turners Automotive Group

 Table: Turners Automotive Group - financial performance

illion

 Table: illion - financial performance

Capital Intensity

The Credit Reporting and Debt Collection Services industry exhibits low capital intensity. For each dollar industry firms spend on wages in 2018-19, an es...
lock
Purchase this report or a membership to unlock the full analysis of the capital intensity of this industry.
 Chart: Level of Capital Intensity for the Credit Reporting and Debt Collection Services in New Zealand - Market Research Report Industry
 Chart: Tools of the Trade: Growth Strategies for Success

Technology & Systems

Revenue Volatility

Chart: Volatility vs Industry Growth Chart: Volatility vs Industry Growth

Regulation & Policy

Industry Assistance

Table: Industry data Table: Industry Data for the Credit Reporting and Debt Collection Services in New Zealand Industry

Industry Revenue (2007-2025)
Industry Gross Product (2007-2025)
Establishments (2007-2025)
Businesses (2007-2025)
Employment (2007-2025)
Exports (2007-2025)
Imports (2007-2025)
Wages (2007-2025)
Domestic Demand (2007-2025)

Table: Annual Percentage Change for Key Industry Data Table: Annual Percentage Change for Key Industry Data

Table: Key Ratios for Industry Key Dat Table: Key Ratios for Industry Key Data

Table: Industry Financial Ratios Table: Industry Financial Ratios

Liquidity Ratios
Coverage Ratios
Leverage Ratios
Operating Ratios
Cash Flow & Debt Service Ratios (% of Sales)
Assets, %
Liabilities, %

CREDIT RATING

PURCHASED DEBT LEDGER (PDL)

RECOVERY RATE

Purchase to Read Full Report

100% Money Back Guarantee Digicert Trusted

Included in Report

  • Industry Financial Ratios
    Industry Financial Ratios
  • Revenue Forecasts
    Revenue Forecasts
  • Historical and Forecast Growth
    Historical and Forecast Growth
  • Industry Market Size
    Industry Market Size
  • Industry Major Players
    Industry Major Players
  • Profitability Analysis
    Profitability Analysis
  • SWOT Analysis
    SWOT Analysis
  • Industry Trends
    Industry Trends
  • Industry Operating Conditions
    Industry Operating Conditions
  • Porter's 5 Forces Analysis
    Porter's 5 Forces Analysis

Why buy this report on the Credit Reporting and Debt Collection Services industry?

IBISWorld industry market research reports enable you to:

  • Find out about key industry trends
  • Identify threats and opportunities
  • Inform your decisions for marketing, strategy and planning
  • Quickly build competitive intelligence

This report on Credit Reporting and Debt Collection Services in New Zealand:

  • Provides Market Size information to assist with planning and strategic decisions.
  • Includes the necessary information to perform SWOT, PEST and STEER analysis.
  • Helps you understand market dynamics to give you a deeper understanding of industry competition and the supply chain.
  • Analyses key performance and operational metrics so that you can benchmark against your own business, that of your customers’ businesses, or your competitors’ businesses.

The Credit Reporting and Debt Collection Services in New Zealand market research report includes:

  • Historical data and analysis for the key drivers of this industry
  • A five-year forecast of the market and noted trends
  • Detailed research and segmentation for the main products and markets
  • An assessment of the competitive landscape and market shares for major companies
  • And of course, much more

IBISWorld reports on thousands of industries around the world. Our clients rely on our information and data to stay up-to-date on industry trends across all industries. With this IBISWorld Industry Research Report on Credit Reporting and Debt Collection Services in New Zealand, you can expect thoroughly researched, reliable and current information that will help you to make faster, better business decisions.

Trusted by More Than 10,000 Clients Around the World

  • IBISWorld client - VISA
  • IBISWorld client - ADP
  • IBISWorld client - Deloitte
  • IBISWorld client - AMEX
  • IBISWorld client - Bank of Montreal
clear