Finance in Australia - Market Research Report

Finance industry trends (2014-2019)

poll Average industry growth 2014–2019: -0.1%

The Finance subdivision has operated in a challenging trading environment over the past five years, with falling interest rates and declining private capital expenditure weighing on its performance. Although residential property prices have risen over the period, especially over the first half of the five-year period, other segments of the economy have lagged behind. This trend is despite the cash rate falling to a historic low of 0.75%. The cash rate's decline has contributed to falling subdivision revenue, as interest revenue derived from lenders' loan portfolios has fallen. As a result, subdivision revenue is expected to decline at an annualised 0.5% over the five years through 2019-20, to $204.6 billion. Subdivision revenue is projected to rise b...
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Finance industry outlook (2019-2024)

poll Average industry growth 2019-2024: x.xlockPurchase this report or a membership to unlock the average company profit margin for this industry.

Business confidence, consumer sentiment, residential property market conditions and global economic growth prospects are anticipated to dictate the Finance subdivision's performance over the next five years. The cash rate and market interest rates are forecast to rise, benefiting the subdivision over the period, after it has built up a sizeable lending portfolio over the past five years. Overall, the Finance subdivision's revenue is forecast to grow at an annualised X.X% over the five years through XXX-XX, to $XX.X billion. Subdivision enterprise numbers are anticipated to rise over the next five years due to an increasing number of foreign banks. Theses bank are generally servicing the business market, especially Asian banks facilitating Asian comp...
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Finance industry statistics

  • attach_money Market Size: $203bn
  • business Number of Businesses: 51,103
  • poll Average Industry Profit Margin: x.x%
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  • supervisor_account Industry Employment: 214,332

Biggest companies in the Finance industry

The companies holding the largest market share in the Finance in Australia industry include Commonwealth Bank of Australia, Westpac Banking Corporation, National Australia Bank Limited and Australia and New Zealand Banking Group Limited.

  • pie_chart Commonwealth Bank of Australia Market Share: x.x%
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  • pie_chart Westpac Banking Corporation Market Share: x.x%
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  • pie_chart National Australia Bank Limited Market Share: x.x%
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  • pie_chart Australia and New Zealand Banking Group Limited Market Share: x.x%
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What is Finance industry?

Industry Definition

The Finance subdivision covers firms that provide banking and lending services and investment trusts in Australia. The most significant industries in the Finance subdivision are domestic banks, foreign banks, non-depository financiers and financial asset investors. The subdivision excludes auxiliary finance and insurance service providers.

Industry Products and Services

  • Home loans
  • Business loans
  • Consumer credit
  • Other
  • All Others

Industry Activities

  • Building society operation
  • Financial asset investment service provision
  • Credit union operation
  • Banking service provision
  • Money market dealing
  • Non-depository financing

Market research report - table of contents

Industry Definition

The Finance subdivision covers firms that provide banking and lending services and investment trusts in Australia. The most significant industries in the Finance subdivision are domestic banks, foreign banks, non-depository financiers and financial asset investors. The subdivision excludes auxiliary finance and insurance service providers.

Main Activities

  • Building society operation
  • Financial asset investment service provision
  • Credit union operation
  • Banking service provision
  • Money market dealing
  • Non-depository financing

Similar Industries

Additional Resources

Industry Statistics Snapshot

Industry Structure

Executive Summary

Key External Drivers

Mortgages make up a significant part of revenue for subdivision operators. Residential housing loan rates represent the price of mortgages for borrowers. ...
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Residential housing loan rates
Cash rate
Residential housing prices
Capital expenditure by the private sector

Current Performance

Demand for credit
Major player performance
 Chart: Revenue Growth

Industry Outlook

Regulation
 Table: Finance in Australia - Market Research Report Industry Revenue Outlook

Industry Life Cycle

Life Cycle Reasons
 Chart: Benchmarking - Finance in Australia - Market Research Report Industry Lifecycle vs The Economy

Supply Chain

Key Buying Industries

Finance in Australia
Professional Services in Australia
Consumers in Australia




Key Selling Industries

Legal Services in Australia
Accounting Services in Australia





Products & Services

Mortgages, business loans and consumer loans are the primary sources of revenue in the Finance subdivision. The larger operators typically earn interest o...
Commercial and government clients





Demand Determinants

Economic and financial market conditions influence demand for financial services. Conditions in financial markets influence investment returns, household ...
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Major Markets

Commercial and government clients






 Chart: Major Market Segmentation for the Finance in Australia - Market Research Report Industry

International Trade

Business Locations

Chart: Business Locations by State Chart: Business Locations by State

Market Share Concentration

The Finance subdivision is characterised by moderate market share concentration. The four major banks, Commonwealth Bank of Australia (CBA), Westpac, NAB ...
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Key Success Factors

Cost Structure Benchmarks

Profit, Purchases, Wages, Other Costs
 Chart: Cost Structure Benchmarking – Sector vs Finance in Australia - Market Research Report

Basis of Competition

Internal competition
External competition

Barriers to Entry

 Table: Barriers to Entry Checklist for the Finance in Australia - Market Research Report Industry

Industry Globalization

The Commonwealth Bank of Australia (CBA) is one of the largest companies in Australia and a leading financial institution. The Commonwealth Government own...
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Commonwealth Bank

 Table: Commonwealth Bank - financial performance

Westpac

 Table: Westpac - financial performance

NAB

 Table: NAB - financial performance

ANZ Banking Group

 Table: ANZ Banking Group - financial performance

Capital Intensity

The Finance subdivision exhibits a low level of capital intensity. For every dollar paid as wages, an estimated $0.07 is spent on capital investment. To m...
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 Chart: Level of Capital Intensity for the Finance in Australia - Market Research Report Industry
 Chart: Tools of the Trade: Growth Strategies for Success

Technology & Systems

Revenue Volatility

Chart: Volatility vs Industry Growth Chart: Volatility vs Industry Growth

Regulation & Policy

Industry Assistance

Table: Industry data Table: Industry Data for the Finance in Australia Industry

Industry Revenue (2007-2026)
Industry Gross Product (2007-2026)
Establishments (2007-2026)
Businesses (2007-2026)
Employment (2007-2026)
Exports (2007-2026)
Imports (2007-2026)
Wages (2007-2026)
Domestic Demand (2007-2026)

Table: Annual Percentage Change for Key Industry Data Table: Annual Percentage Change for Key Industry Data

Table: Key Ratios for Industry Key Dat Table: Key Ratios for Industry Key Data

Table: Industry Financial Ratios Table: Industry Financial Ratios

Liquidity Ratios
Coverage Ratios
Leverage Ratios
Operating Ratios
Cash Flow & Debt Service Ratios (% of Sales)
Assets, %
Liabilities, %

FUNDS UNDER MANAGEMENT

LOAN LOSS PROVISIONS

NET INTEREST MARGIN

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Included in Report

  • Industry Financial Ratios
    Industry Financial Ratios
  • Revenue Forecasts
    Revenue Forecasts
  • Historical and Forecast Growth
    Historical and Forecast Growth
  • Industry Market Size
    Industry Market Size
  • Industry Major Players
    Industry Major Players
  • Profitability Analysis
    Profitability Analysis
  • SWOT Analysis
    SWOT Analysis
  • Industry Trends
    Industry Trends
  • Industry Operating Conditions
    Industry Operating Conditions
  • Porter's 5 Forces Analysis
    Porter's 5 Forces Analysis

Why buy this report on the Finance industry?

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This report on Finance in Australia:

  • Provides Market Size information to assist with planning and strategic decisions.
  • Includes the necessary information to perform SWOT, PEST and STEER analysis.
  • Helps you understand market dynamics to give you a deeper understanding of industry competition and the supply chain.
  • Analyses key performance and operational metrics so that you can benchmark against your own business, that of your customers’ businesses, or your competitors’ businesses.

The Finance in Australia market research report includes:

  • Historical data and analysis for the key drivers of this industry
  • A five-year forecast of the market and noted trends
  • Detailed research and segmentation for the main products and markets
  • An assessment of the competitive landscape and market shares for major companies
  • And of course, much more

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