Building Societies in Australia - Market Research Report

Building Societies industry trends (2014-2019)

poll Average industry growth 2014–2019: -19.2%

The Building Societies industry has declined significantly over the past five years on the back of several exits and a falling cash rate. Intense competition from national banks and a low-interest rate environment have placed significant pressure on the industry. Building societies have struggled to fully capitalise on the rising demand for mortgages, as firms have needed to raise more funds from depositors. The lack of access to further capital has led to converting several former operators to banks. These exits have been detrimental for industry revenue, which is expected to decline at an annualised 19.2% over the five years through 2018-19, to $460.4 million. Revenue is anticipated to fall by 7.2% in the current year, with tighter lending standard...
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Building Societies industry outlook (2019-2024)

poll Average industry growth 2019-2024: x.xlockPurchase this report or a membership to unlock the average company profit margin for this industry.

The Building Societies industry is projected to continue declining over the next five years. Interest rate movements and any further merger and acquisition activity or exits from the industry will largely dictate changes in revenue. A forecast rise in interest rates should help bolster industry revenue over the period. However, more building societies are anticipated to leave the industry over the period, which will reduce industry assets and, subsequently, interest revenue. The negative effects of industry exits are projected to offset any benefits derived from the anticipated rise in interest rates over the next five years. Overall, industry revenue forecast to fall at an annualised X.X% over the five years through XXX-XX, to $XX.X million. Industr...
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Building Societies industry statistics

  • attach_money Market Size: $460m
  • business Number of Businesses: 60
  • poll Average Industry Profit Margin: x.x%
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  • supervisor_account Industry Employment: 685

Biggest companies in the Building Societies industry

The companies holding the largest market share in the Building Societies in Australia industry include Newcastle Permanent Building Society Limited, Australian Unity Limited and Maitland Mutual Building Society Limited.

  • pie_chart Newcastle Permanent Building Society Limited Market Share: x.x%
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  • pie_chart Australian Unity Limited Market Share: x.x%
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  • pie_chart Maitland Mutual Building Society Limited Market Share: x.x%
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What is Building Societies industry?

Industry Definition

Industry operators primarily take deposits and provide loans for home building or purchasing purposes.

Industry Products and Services

  • Owner-occupied mortgages
  • Term and other loans
  • Investment property mortgages
  • Other
  • All Others

Industry Activities

  • Deposit accounts
  • Mortgage lending
  • Personal lending

Market research report - table of contents

Industry Definition

Industry operators primarily take deposits and provide loans for home building or purchasing purposes.

Main Activities

  • Deposit accounts
  • Mortgage lending
  • Personal lending

Similar Industries

Additional Resources

Industry Statistics Snapshot

Industry Structure

Executive Summary

Key External Drivers

The residential housing loan rate indicates the standard variable interest rate typically offered on home loans provided by financial institutions. Buildi...
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Residential housing loan rates
Residential housing prices
Consumer sentiment index
Residential property yields

Current Performance

Lending portfolios
Industry exits
 Chart: Revenue Growth

Industry Outlook

Grants and regulation
Industry exits
 Table: Building Societies in Australia - Market Research Report Industry Revenue Outlook

Industry Life Cycle

Life Cycle Reasons
 Chart: Benchmarking - Building Societies in Australia - Market Research Report Industry Lifecycle vs The Economy

Supply Chain

Key Buying Industries

Professional Services in Australia
Consumers in Australia





Key Selling Industries

Custody, Trustee and Stock Exchange Services in Australia
Accounting Services in Australia
Mortgage Brokers in Australia




Products & Services

Building societies generate the majority of their revenue through charging interest on loans, and fees for administration, maintenance and processing loan...
Investors
First home buyers
Commercial and other



Demand Determinants

Demand for building societies is driven by several factors. Interest rates are a key factor affecting industry demand. Interest rates dictate the level of...
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Major Markets

Investors
First home buyers
Commercial and other




 Chart: Major Market Segmentation for the Building Societies in Australia - Market Research Report Industry

International Trade

Business Locations

Chart: Business Locations by State Chart: Business Locations by State

Market Share Concentration

The Building Societies industry exhibits high market share concentration, with only three entities remaining in the industry. Market share concentration h...
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Key Success Factors

Cost Structure Benchmarks

Profit, Purchases, Wages, Other Costs
 Chart: Cost Structure Benchmarking – Sector vs Building Societies in Australia - Market Research Report

Basis of Competition

Internal competition
External competition

Barriers to Entry

 Table: Barriers to Entry Checklist for the Building Societies in Australia - Market Research Report Industry

Industry Globalization

Newcastle Permanent Building Society Limited, trading as Newcastle Permanent, is an independent, mutual retail financial services provider. Newcastle Perm...
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Newcastle Permanent

 Table: Newcastle Permanent - financial performance

Australian Unity

 Table: Australian Unity - financial performance

The Mutual

 Table: The Mutual - financial performance

Capital Intensity

The Building Societies industry exhibits low capital intensity. For every dollar paid as wages, an estimated $0.07 is spent on capital investment in the c...
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 Chart: Level of Capital Intensity for the Building Societies in Australia - Market Research Report Industry
 Chart: Tools of the Trade: Growth Strategies for Success

Technology & Systems

Revenue Volatility

Chart: Volatility vs Industry Growth Chart: Volatility vs Industry Growth

Regulation & Policy

Industry Assistance

Table: Industry data Table: Industry Data for the Building Societies in Australia Industry

Industry Revenue (2007-2025)
Industry Gross Product (2007-2025)
Establishments (2007-2025)
Businesses (2007-2025)
Employment (2007-2025)
Exports (2007-2025)
Imports (2007-2025)
Wages (2007-2025)
Domestic Demand (2007-2025)

Table: Annual Percentage Change for Key Industry Data Table: Annual Percentage Change for Key Industry Data

Table: Key Ratios for Industry Key Dat Table: Key Ratios for Industry Key Data

Table: Industry Financial Ratios Table: Industry Financial Ratios

Liquidity Ratios
Coverage Ratios
Leverage Ratios
Operating Ratios
Cash Flow & Debt Service Ratios (% of Sales)
Assets, %
Liabilities, %

INVESTMENT HOUSING LOANS

MUTUAL ORGANISATIONS

REVOLVING LOANS

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Included in Report

  • Industry Financial Ratios
    Industry Financial Ratios
  • Revenue Forecasts
    Revenue Forecasts
  • Historical and Forecast Growth
    Historical and Forecast Growth
  • Industry Market Size
    Industry Market Size
  • Industry Major Players
    Industry Major Players
  • Profitability Analysis
    Profitability Analysis
  • SWOT Analysis
    SWOT Analysis
  • Industry Trends
    Industry Trends
  • Industry Operating Conditions
    Industry Operating Conditions
  • Porter's 5 Forces Analysis
    Porter's 5 Forces Analysis

Why buy this report on the Building Societies industry?

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This report on Building Societies in Australia:

  • Provides Market Size information to assist with planning and strategic decisions.
  • Includes the necessary information to perform SWOT, PEST and STEER analysis.
  • Helps you understand market dynamics to give you a deeper understanding of industry competition and the supply chain.
  • Analyses key performance and operational metrics so that you can benchmark against your own business, that of your customers’ businesses, or your competitors’ businesses.

The Building Societies in Australia market research report includes:

  • Historical data and analysis for the key drivers of this industry
  • A five-year forecast of the market and noted trends
  • Detailed research and segmentation for the main products and markets
  • An assessment of the competitive landscape and market shares for major companies
  • And of course, much more

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