The Earthquake Commission is a New Zealand Government body which provides natural disaster insurance to property owners in New Zealand who already have private insurance. The Earthquake Commission is administered from its head office in Wellington, New Zealand and employs approximately 600 people.

The Earthquake Commission is New Zealand's primary provider of natural disaster insurance to residential property owners. When an insurance policy is purchased for residential property, the insurance company charges a disaster insurance premium, which is passed on to the Earthquake Commission. The Commission's EQCover provides insurance against damage caused by:

  • Earthquakes
  • Natural landslip
  • Volcanic and hydrothermal activity
  • Tsunamis
  • Storms and flooding
  • Fire caused by any of the above.

The Earthquake Commission also has a public awareness and education role in those areas.

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