BMW Australia Finance Limited is a foreign-owned unlisted public company that obtains the bulk of its revenue through its retail and wholesale operations as an automotive financier. It provides leasing, finance, and insurance products which are tailored to suit the needs of motor vehicles, motorcycles and four-wheel drive owners.

BMW Australia Finance's headquarters is located in Mulgrave, Victoria, and the company is a wholly owned subsidiary of Germany's BMW AG.

The key business activities of BMW Australia Finance consist of the provision of retail and wholesale financing facilities for prestige motor vehicles. These facilities are principally in the form of hire purchase, finance and operating leasing and insurance premium finance. 

BMW Finance divides itself into three main business segments:

  • Finance:

BMW Australia Finance offers a range of financing to purchase BMW-branded automobiles, heavy vehicles and motorcycles. This includes: prestige purchase, a fixed financing option for personal and business contracts; consumer loans for private customers; Motorrad Finance, for purchase of motorcycles from approved dealers; and chattel mortgages, for business customers who operate on a cash basis.

  • Leasing:

The company provides options for the leasing of vehicles. The Prestige Lease allows for leasing vehicles with pre-tax income.

  • Insurance:

The company provides BMW Motor Vehicle Insurance expressly for BMW vehicle owners, which is only available at BMW dealerships. The company also offers loan and lease protection as well as purchase price and equity protection.

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